Buddies Buzz Blog

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Amrit published in Business

THANK YOU: AN ICEBREAKER

I don’t know if any of you have realized that simple words like thank you can create a huge impact on our relationships and become a great icebreaker if you look at it. We have been taught to be grateful in our life and thank all those people who helped us in some way or another. As we grew this habit grew too and now every day we have instances where we tend to thank people for their contributions. 

We have a great tool to make the act of saying thank you really classy. For that, we recommend using virtual thank you cards that are specifically designed to adhere to your personal and professional requirements. These cards are full of designs that are attractive and meaningful at the same time. 

Each of the cards is designed with utmost love and affection to provide you with the perfect present for your loved ones. You can add pictures, gifs, and music to make it more personalized. The ability to schedule the virtual thank you cards in advance also becomes a great feature for all. 

It’s just like passing around a huge collage wherein everyone can sign and fill up their messages of love and respect. You can also download them as a pdf or a video very easily. 

LITTLE CAPTIONS!

If you are in need of some lovely words to showcase your gratitude, we have a generalized collection ready for you. Just choose the ones that you like and share them with your dear ones. Each of these can be added after your own personal message and can add great value to your virtual thank you cards, take the idea of gratitude to a whole new level, and set an example that shows how much you care. 

  • “You’re the best.”
  • “I’m humbled and grateful.”
  • “You knocked me off my feet!”
  • “My heart is still smiling.”
  • “Your thoughtfulness is a gift I will always treasure.”
  • “Sometimes the simplest things mean the most.”
  • “I’m touched beyond words.”
  • “All I can say is wow! (Except, of course, I’m grateful.)”
  • “My heart just keeps thanking you and thanking you.”
  • “You’re a blessing to me.”
  • “Thank you for being my angel.”
  • “Bless your big and generous heart!”
  • “This has been a challenging time, and I appreciate you so much.”
  • “You have no idea how much your help has meant.”
  • “For all the little and big ways you’ve pitched in…thanks!”
  • “There was nothing random about your acts of kindness. Thank you for all you have done.”
  • “I can never thank you enough. But this is a start.”
  • “You always know how to make life brighter for everyone you know.”
  • “I can’t possibly repay you.”
  • “You are always so helpful.”
  • “You make the world a nicer place.”
  • “You went above and beyond, and I am touched and grateful.”
  • “You took the common courtesy to an uncommon level. We’re so grateful for your help.”
  • I can’t even begin to explain how much your help meant to me.
  • Thank you for always stepping in to help when I need you most.
  • Thank you for taking the time to help me, it really meant a lot.
  • Thank you for sharing your home with me, I had such a great time catching up.
  • My stomach (and I) want to thank you for that delicious meal.
  • You made me feel so at home that I forgot I wasn’t! Thank you for having me.
  • Thank you for putting a roof over my head this weekend, it was so kind to invite me into your home.
  • Thank you for hosting my event, my day just wouldn’t have been the same without you!
  • Thank you for the raving letter of recommendation, I can’t wait to start my new job.
  • Have a drink with me.
  • You’re a peach! Thanks for your help.
  • Where would I be without a friend like you?
  • What you did for me was kind of a big deal. Thank you.
  • How did you become so wise? Thanks again for all of your advice.
  • You are my angel, thank you for your kindness and compassion.
  • You know all my secrets and weird quirks, yet you’re still my bestie. Thank you.
  • I don’t say it enough, but I just wanted to say thank you for always having my back.
  • Do you have to train to be so amazing? Because you are definitely the best friend anyone could ask for!
  • You’re my partner in crime, thanks for always supporting my crazy ideas!
  • You are a ray of sunshine to me and everyone else around. Thank you for brightening my day!
  • Words can’t even express my thanks, but I hope this gift will help show you how grateful I am for a friend like you.
  • Thank you for helping me through that difficult time. If you ever need a shoulder to cry on, I have two for you.
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kavinmick published in Web Design

7 Reasons Why a Business Logo Should Be Simple

Choosing a logo design is not as simple as you think. It should be relevant, memorable, scalable, and especially recognizable at a glance because it helps represent your business in the way you want.

If you are starting a business or running an existing one, and you are looking for the right logo designer who has the ability to understand your business standards and your imaginations about how a logo should be designed, all you need to acquire is a professional and well-reputed logo design Singapore, agency to convey your imaginations about your business logo because they might have a huge experience in the designing the premium logo designs and know how a business identity can be recognizable and away from the competition.

If you try to imagine only a logo, you will find that your mind reflects a simple logo design first because the simple design tends to be eye-catching, memorable, and convey a clear message to its audience.

Successful companies make their logos simply designed that are easy to recognize and memorable like Nike, Apple, Twitter, McDonald’s, etc. these are well-known brands all over the world.

Stats and Facts about Logo

Following are the most famous stats and facts about the logo, including how does a logo impacts, and why a logo is a crucial element? And what do experts say about the logo?

  • 30% of the most successful companies use the blue color in their logo.
  • A colorful logo is more likely to provide better recognition to a business.
  • Expert logo designers suggest that a logo should be comprised of two fonts.
  • An average logo uses two to three colors to be designed.
  • A human brain takes around 400 milliseconds in a process to recognize the visual elements of the logo.
  • There are 7 most common types of logos all over the world.
  • 78% of people believe that logo is a part of the artwork.

Hence, deciding on a logo design for your business is not as easy as it seems. You need to do complete research on it or consult with your logo designing agency.

To get outstanding results, your logo should have a simple and smooth design. Now let’s have a look at 8 reasons why the logo should be simple and smooth below:

A simple Logo is Versatile and Scalable

A simple logo design can be published on multiple channels, from your social media platforms to your brand’s promotional stuff. It is easy to resize the image without losing its quality. Also, it will be helpful to show your brand’s consistency across various social media and other channels. A big reason to have a simple logo is that your customers expect the brand’s consistency which builds their trust and loyalty to a particular brand.

Difficult to Counterfeit

It is difficult to steal your logo if you have a simple logo design comprised of only a few fonts and colors. When a logo design is complicated, a few details can be changed and converted into another ownership. For instance, if you have a combination-mark logo that creates by a picture and text both and designed with multiple fonts and colors, your competitors can change a few details like one color and one font style to manipulate people to attract them to their stores.

A Simple Logo is More Recognizable

Your customer can recognize your logo at a glance, even in a crowded market. It is easier to understand your brand message and the feel of your business nature by having a simple and clean logo design. According to a study, the human brain understands a simple image faster than 1000 words. Additionally, your logo has to bring your brand to your audience’s mind within a second in a positive way. As it is very difficult to counterfeit, your logo can be more recognizable because nobody can copy it.

A simple Logo design is more memorable

The unforgettable reality of a logo is that a simple logo is more memorable. Creating a memorable logo is not easy as it sounds. A simple and smooth logo can easily stick in the audience’s mind and be able to recall in their mind whenever they think about your products and services or see your logo anywhere. Apple is the biggest example of it; when you think about Apple, a mark of bitten apple will appear in your mind, and you don’t need to think more about what they do.

Prompt Emotional Reaction

A perfect logo is not only recalled in your customer’s mind, but it connects with your customer’s emotions. And, when your logo is designed very simply, their minds process it more quickly and clearly. Not only that but people talk about their past memories as well as your brand that had been associated and made their memorable moments perfect. In other words, a simple logo design easily captures your customer’s emotions that lead a brand to its peak of success.

Prepare for the Future

It is a fact that logos do not stay the same forever. Most companies change their logos after the big fortune of their success over the decade or after the association with other companies. Not only that but sometimes companies change their logo’s colors temporarily on any occasion. A simple design logo helps them to make changes permanently or temporarily easily without losing its core values.

Aesthetically Appealing

Another most important factor to consider when choosing a logo design is that your logo must be visually appealing and eye-catching. Simple designs already look beautiful. An aesthetically-pleasing logo design helps express the company’s core values and the way of business they do. No matter if your logo is designed complex or simple, it must be easy on the eye. Otherwise, it won’t give benefits to your company.

Conclusion

A logo design works as the face of your business and represents your company’s values and priorities. A logo is a great way to communicate with your customers very quickly and faster. Customers always prefer a business that has a simple logo that explains the brand’s message in an excellent way. So all you need is to have a custom logo design from a credible and professional logo design firm.

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kartikgoh published in Finance

6 Tips to Getting a Loan Without Collateral

The lending industry is a crowded one. It is full of different lending companies that all see different stages of life as an opportunity for them to profit. One of these companies, called Quick Term Loans, is focusing on providing loans without collateral.

The collateral—or asset—that several companies require before approving loans, is a really crucial part of the process. This is because a company does not want to invest in an asset that is going to be no more. In addition, the collateral that a company requires also determines how much it is willing to lend to you.

Getting a loan without collateral is possible.

If you have a bad credit history, you can submit a credit application without collateral. These loans are considered unsecured loans, because no collateral is required. Read this guide on how to get a loan without collateral or credit check. If you’re looking for a way to get a loan without collateral, there are some things you can do. Here are six tips to help:

1. Research your options 

If you are in need of a loan but don’t have any collateral to offer, you may be wondering if it’s possible to get a loan without collateral. The good news is that there are a number of options available to you. 

Here are a few things to keep in mind as you research your options: 

  1. There are a number of lenders who specialize in loans without collateral. These lenders understand that not everyone has collateral to offer, and they are willing to work with you to get the financing you need. 
  2. You may need to pay a higher interest rate for a loan without collateral. This is because the lender is taking on more risk by lending you money without any collateral. 
  3. You may be able to get a co-signer for your loan. This is someone who agrees to repay the loan if you are unable to do so. Having a co-signer can help you get a lower interest rate. 
  4. You may need to provide proof of income and assets. This is to show the lender that you have the ability to repay the loan. 
  5. You may be able to get a secured loan without collateral. This type of loan is backed by assets such as a savings account or a piece of property.

Researching your options is the best way to find a loan that works for you. Be sure to compare interest rates and terms before you decide on a loan.

2. Consider a personal loan

Personal loans can be a great way to get the money you need without having to put up any collateral. There are a few things to consider before taking out a personal loan, however. Make sure you understand the interest rate and terms of the loan before signing anything.

It’s also important to make sure you can afford the monthly payments. personal loans can be a great way to consolidate debt or pay for unexpected expenses, but they can also put you in a difficult financial situation if you’re not careful.

3. Look into government-backed loans

There are a number of government-backed loan programs that can be helpful for those without collateral. 

The federal government offers a number of loan programs that can provide you with the financing you need to buy a home without requiring collateral. These programs include the Veterans Administration (VA) Loan Guaranty program, the Federal Housing Administration (FHA) Insured Loan program, and the United States Department of Agriculture (USDA) Rural Development Loan program. Each of these programs has its own eligibility requirements, so it is important that you research the program that best meets your needs. 

This program offers financing for up to 96.5% of the purchase price of the home, and there is a down payment required. However, the down payment can be as low as 3.5% of the purchase price of the home. 

This program provides financing for up to 100% of the purchase price of the home, and there is no down payment required. In addition, the USDA Rural Development Loan program does not require collateral, so it is a great option for those who do not have equity in their home to use as collateral.

4. Use a co-signer

If you have someone with good credit who is willing to co-sign your loan, this can increase your chances of approval.

In order to get a loan without collateral, you can use a co-signer. A co-signer is someone who agrees to sign the loan with you and is responsible for making the payments if you default on the loan. This is a good option if you have bad credit or no credit history.

5. Consider a secured loan

With a secured loan, you can use collateral to secure the loan. This can be helpful if you have assets such as a home or a car that you can use as collateral. 

If you are considering taking out a secured loan, there are a few things you should keep in mind. A secured loan is a loan that is backed by collateral, which is typically in the form of a home or car. This means that if you default on the loan, the lender can seize the collateral to recoup their losses. Because of this, secured loans typically have lower interest rates than unsecured loans. 

There are a few things to consider before taking out a secured loan.

  • First, you need to make sure that you have the ability to make monthly payments. If you miss a payment, you could lose your collateral. 
  • Second, you need to make sure that the collateral you are using is something that you are willing to part with if you default on the loan. 
  • Lastly, you need to make sure that you are comfortable with the terms of the loan. If you are considering a secured loan, it is important to weigh the pros and cons before making a decision

A secured loan can be a great way to get the money you need at a lower interest rate, but you need to make sure that you can make the payments and that you are comfortable with the terms.

6. Shop around for the best deal

Once you’ve decided on the type of loan you want, it’s important to compare offers from different lenders to get the best deal possible.

When you’re looking for a loan without collateral, it’s important to shop around and compare offers from multiple lenders. This will help you get the best deal on your loan and ensure that you’re getting the best terms and conditions. When you’re comparing offers, make sure to look at the interest rate, repayment terms, and any fees or charges associated with the loan. It’s also important to read the fine print and make sure you understand all of the terms and conditions before you sign any paperwork. 

If you’re not sure where to start, you can check with your local bank or credit union, or you can search for lenders online. There are also some online tools that can help you compare offers from multiple lenders. Once you’ve found a few offers that you’re happy with, it’s time to start negotiating. Remember, the lender is not going to give you the best deal unless you ask for it. If you’re able to get a lower interest rate or better repayment terms, be sure to get everything in writing before you sign any paperwork. This will help you avoid any surprises down the road.

At Nutshell

As you can see, getting a loan without collateral is possible. There are ways to find a company that will allow you to borrow some money without having to put in any assets. One way to do this is to simply search for an unsecured loan company.

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